
Nobody Is Backing Up Your Cloud Ledger. Including Me
Xero archives your file when you stop paying. QuickBooks deletes it after a year. HMRC wants six years of records. Here is what I export, and when.
AI in cloud accounting, software I actually use, fintech that affects client books, and honest takes on what's worth your time vs what's still marketing.

Xero archives your file when you stop paying. QuickBooks deletes it after a year. HMRC wants six years of records. Here is what I export, and when.

HMRC has reaffirmed that screen scraping its Government Gateway is banned and can block your agent account for it. Here is what I am auditing in my own stack.

Anthropic shipped a month-end close AI agent on 5 May 2026. I tested it on a sandboxed Xero file. Honest notes on what works, what does not, and what changes.

A practitioner's quick tour of AI in UK & UAE cloud accounting. What Xero, QuickBooks, Sage, FreeAgent, Dext and Zoho Books promise vs what actually ships today.