Rental Income Accounts
SA returns with property pages, Section 24.
Rental Income Accounts— what we do
We handle the full tax compliance for your rental income. From preparing property income pages on your Self Assessment to advising on Section 24 mortgage interest restrictions and whether incorporating makes sense, we make sure you pay the right amount of tax and not a penny more.
What’s included
- →SA105 property income pages
- →Rental income and expense schedules
- →Section 24 finance cost restriction calculations
- →Capital allowances on furnished lets
- →Rent-a-room relief review
- →Incorporation advice for landlords
- →Multi-property portfolio tracking
Who is this for?
- →Landlords with one or more rental properties
- →Accidental landlords (inherited or unable to sell)
- →Landlords affected by Section 24 restrictions
- →Property investors considering incorporation
What happens next:
We will review your rental portfolio, confirm the most tax-efficient structure, and provide a fixed quote for the year.
Indicative Pricing
From £150/year supplement
Available add-ons
Bookkeeping (monthly)
From £75/month
Capital Gains Tax return
From £250
Final fee confirmed after free consultation
Book Free Consultation →Not sure if this is right for you?
All new clients get a free 30-minute consultation before any commitment. We’ll assess your situation and recommend exactly what you need.
Book Free Call →Frequently asked questions
Section 24 restricts mortgage interest relief for individual landlords to the basic rate of tax (20%). If you are a higher-rate taxpayer, this can significantly increase your tax bill. We calculate the exact impact and advise on whether incorporation or other strategies could help.
It depends on your personal tax rate, mortgage arrangements, and long-term plans. Incorporation can save tax but may trigger Stamp Duty Land Tax and Capital Gains Tax. We model both scenarios so you can make an informed decision.
Allowable expenses include letting agent fees, maintenance and repairs, insurance, ground rent, service charges, accountancy fees, and travel costs for property management. We review your expenses to ensure you claim everything you are entitled to.
Yes. If your rental income is more than £1,000 per year (after the property income allowance), you need to report it on a Self Assessment tax return. We handle the SA105 property pages as part of our rental income service.